Health Insurance Basics
How will you get your health insurance?
Most Californians get health insurance through their job, or they purchase an individual plan directly from an insurance company. Some Californians receive their health care coverage through a government program. Also, Californians can now buy a health plan from Covered California, a health insurance marketplace.
To make the best use of your health coverage, it is important to understand some basic terms and concepts.
Many Californians who have health insurance belong to either an HMO or a PPO.