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Home > Health Insurance Basics > Health Care Costs > Prescription Drug Costs

Prescription Drug Costs

People take many more prescription drugs than they did a few decades ago. After hospital and doctor care, drugs are the main health care expense.

Topics on this page

Save money on prescription drugs

  • Ask for generic drugs.
  • Ask about free samples.
  • Ask about discounts for people with low incomes.
  • Compare costs from different pharmacies in your plan.
  • Ask your doctor if you could get a pill that is twice your dose and cut it in half, to save money.
  • When your doctor gives you a prescription, ask what it will cost you.
  • Ask your plan about ordering prescriptions by mail. They usually cost less, and you can order for three months at a time.
  • Ask if any over-the-counter drugs are available through your plan.
  • Ask about home delivery services.

If you don't have prescription drug coverage

  • Compare costs to find the least expensive place to buy drugs. (Remember, you'll still need a prescription from your doctor.)
  • Check out discount, mail order, and online pharmacies.
  • Compare the value of different drugs, including their cost and effectiveness at Consumer Reports Best Buy Drugs.
  • Watch out for e-mails that try to sell you cheap drugs. Do not trust the quality of the drugs they sell.

Buy prescription drug coverage

Find out more about prescription drugs.

Health Plan Problems?

Call 1-888-466-2219

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