Choosing a Plan
Francisco: choosing a HIPAA plan
Francisco, 35, a self-employed contractor, had a group plan through his professional association. When the plan cancelled its contract with the association, Francisco was worried he wouldn’t be able to find another policy. “Then I found out I could get a HIPAA plan, even though I have diabetes. ”
Francisco was eligible for HIPAA because his group plan ended and his association couldn’t find any other plan. He couldn’t get COBRA, but he could get a HIPAA plan. “I really gave a sigh of relief when I read that,” he said. “After that, the decision was easy. I just called and asked companies for their HIPAA plans and picked the one that worked best for me.”
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