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Yearly Deductible

African-American woman, 25-35, on the phone with pen in hand and paper in front of her

Celine: Understanding a yearly deductible

Celine’s yearly deductible is $500. “Last year I saw my doctor twice. I paid $300 for the visits, since it didn’t go over $500. But this year, I broke my arm. I paid $500. My HMO paid the rest. I now pay a $20 co-pay for each doctor visit.”

More about costs.

 


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